Like all other car, truck and motorcycle drivers, moped operators in North Carolina are now required by law to carry minimum liability insurance. N.C. legislators passed House Bill 148 in 2015, which requires moped owners to carry at least $25,000 in insurance for property damage, $30,000 in insurance for personal injury or death to one victim and $60,000 maximum in insurance for multiple victims.
The new moped insurance law went into effect on July 1, 2016, although drivers have until September 1, 2016 before they will encounter penalties. Anyone cited before that point will receive a written and verbal warning.
While House Bill 148 seems to affect moped owners primarily, it could have consequences for anyone injured by or involved in a collision with a scooter or moped.